Affordable & Exclusive Nationwide Healthcare Plans and more.
Affordable & Exclusive Nationwide Healthcare Plans and more. Affordable & Exclusive Nationwide Healthcare Plans and more. Affordable & Exclusive Nationwide Healthcare Plans and more.
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Our Focus is Doctors especially Independent Practices
DI PROTECTION JUST FOR PHYSICIANS: GAME CHANGER DI! Our true own-occupation definition of total disability makes it possible for you to work in another occupation and still be eligible for total disability benefits. And, if you are a physician who has limited your occupation to the performance of the duties of a single medical specialty, we consider that specialty to be your occupation. This is very important because if your disability were such that you still had the energy and interest in going back to work in some other capacity and earning an income, you could still do so without jeopardizing your total disability benefit.
INCOME PROTECTION FOR STUDENT LOAN OBLIGATIONS: Professionals like you can start their careers with significant student loan debt. But are your student loans protected? If you became too sick or injured to work, how would that debt get repaid? The effects of a disability early in your career — when student loan balances are at their highest — could have long lasting consequences. Unlike other kinds of debt, federal student loan debt cannot be discharged during bankruptcy under current law. It makes sense to safeguard your ability to continue loan payments during a period of disability. Our supplemental student loan protection reimburses you for student loans payments — no matter how many you have, or how many institutions they’re with.
Plan Ahead & Protect Your Retirement Strategy Retirement Protection Disability Insurance program designed to replace retirement contributions during a period of disability. While eligible for benefits, a monthly benefit insuring up to 100% of retirement contributions, including any employer- matching contributions, will be paid into a trust established by you. Eligible contribution plans include: 401(k), 403(b), and 457 plans; Traditional IRAs, Roth IRAs and Keogh plans; Employee stock ownership plans (ESOPs); profit sharing plans; and other DC plans may also be eligible.
The Physicians & Surgeons High Limit Disability Plan was developed specifically to meet the needs of these high-income earners. The Physicians & Surgeons Plan is designed to supplement the existing disability coverage or provide the entire 65% benefit if the client is unable to obtain any underlying insurance.
Retirement planning: Solo 401k, Traditional & Roth 401k, Simple IRA, SEP IRA, Cash Balance Plans and Key Executive plans strictly for the physicians/clinicians via our sister company FIG Wealth Partners.
Disability Insurance is Cashflow Protection!
Check out this great video on disability insurance for Physicians and other Clinicians